Terms of Service

1. Acceptance of Terms

By accessing or using Insidra ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our Service.

We reserve the right to modify these Terms at any time. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

2. Description of Service

Insidra provides financial data aggregation and analysis tools, including but not limited to:

• SEC Form 4 insider trading data visualization
• Congressional stock trade tracking
• Institutional holdings (13F) data
• Stock watchlists and alerts
• Market analytics and insights

3. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your password and account
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our discretion.

4. Subscription and Payments

Billing

Premium subscriptions are billed monthly. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel.

Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial months.

Price Changes

We reserve the right to modify subscription prices. You will be notified of any price changes before they take effect.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service or servers
• Scrape, crawl, or use automated means to access the Service without permission
• Redistribute, resell, or commercially exploit our data without authorization
• Impersonate others or provide false information
• Upload malicious code or content
• Violate any applicable laws or regulations

6. Intellectual Property

The Service, including its design, features, and content created by Insidra, is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our permission.

Financial data displayed on our platform is sourced from public SEC filings and other publicly available sources. We do not claim ownership of this underlying data.

7. Disclaimer of Warranties

We make reasonable efforts to ensure data accuracy but do not guarantee that all information is complete, current, or error-free.

8. Not Financial Advice

Past performance of securities is not indicative of future results. Trading involves substantial risk of loss.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSIDRA AND ITS AFFILIATES SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, or business opportunities
• Investment losses or trading decisions based on our data
• Any damages exceeding the amount paid by you in the past 12 months

10. Indemnification

You agree to indemnify and hold harmless Insidra and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

11. Third-Party Services

Our Service may integrate with or link to third-party services (e.g., payment processors, data providers). We are not responsible for the availability, accuracy, or practices of these third parties.

12. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Service ceases immediately.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.

14. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive your right to a jury trial or participation in a class action.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

16. Contact Us

For questions about these Terms, please contact us at: